Many insurance companies cover drug and alcohol treatment. As a young adult, you may be on a parent’s insurance policy until you are 26 years old. However, this situation means you will need to ask your parent(s) for help. If you are a young adult struggling with addiction, treatment is essential. Getting help, however, goes beyond treatment when you are on a parent’s insurance. It will require that you trust that your parent(s) can help you get the help you need. While it is scary to ask for help, this is the first step to healing and moving forward in your life.
The Importance of Drug and Alcohol Treatment
Addiction is a chronic relapsing disease. While there is no cure for addiction, you can recover with drug and alcohol treatment. Effective treatment helps you to heal physically with detox. Additionally, it includes therapy, where you work with a counselor to identify what factors have played a role in your challenges with drug and alcohol abuse.
Getting treatment that includes both detox and addiction therapy is important for you in finding ways to live a sober life. As a young adult, the skills you learn in treatment allow you to make changes in your life. These changes will carry forward into your adult life and can help you to have a family, succeed in a career of your choice, and protect yourself from relapse in the future.
Insurance Coverage for Drug and Alcohol Treatment
Drug and alcohol treatment can be expensive. As a young adult, you likely do not have the finances to support this type of treatment for yourself. Fortunately, if you are still on a parent’s insurance plan, you can afford treatment with insurance coverage. This can allow you to get help from a treatment facility, like Buena Vista Recovery, that you can trust.
Getting treatment through insurance requires you to check with your insurance company. Then, you will work with the treatment facility to understand what type of treatment your insurance covers. Buena Vista Recovery can help you to work with your insurance company and clarify the specifics of what your insurance will cover.
Parental Support in Drug and Alcohol Treatment
Getting drug and alcohol treatment through insurance as a young adult on a parent’s insurance policy means that your parent(s) will know that you need help. If you feel worried or scared about this, that is okay. Owning up to having a problem with drug and alcohol addiction is difficult. There are many stigmas around addiction, and it is difficult to admit you are struggling.
However, there is a benefit to being on a parent’s insurance plan. When you are required to ask your parents for help and use their insurance, you are also opening yourself up to receive support. This support can help you to get through treatment. However, a parent’s involvement can also help your entire family to heal. This is because addiction impacts both you and your family.
Asking for Help
Finding the right words to ask for help is a challenge. When you are struggling with addiction, your parents may have some idea of what you are going through. However, asking for help means speaking openly with them. This will include talking about your experience with addiction. It also means asking for their support.
The first step is to determine a time and place to talk. Ideally, this will be an environment you feel safe in. You can start the conversation by sharing your experience with drug or alcohol abuse. However, another option is to start it by saying, “I need your help.” Parents have played a role in supporting you for your entire life. Even though you are now a young adult, when you ask for help, a parent is likely to jump at the opportunity to support you.
Every parent-to-child relationship is different. If you feel like your parent(s) will not be able to support you in your addiction treatment, that is okay. You can always try floating the idea of addiction treatment to see what the response is like. This can help you to take one step at a time and find the courage to open up about needing help.
The Importance of Having Support
Effective addiction treatment often involves detox and addiction therapy. However, for it to be effective, you need to finish treatment. Addiction treatment is not easy. It will require you to take a hard look into yourself and your choices. Additionally, it will include a certain amount of physical discomfort. Fortunately, having support can help. With support, you are more likely to stick with your treatment program. As you adhere to your plan, this helps you to achieve long-term recovery.
When a parent knows you are getting treatment, they can support you in multiple ways. First, as you are going through the insurance information, your parent can help you to understand the ins and outs of using insurance for drug and alcohol treatment. However, a parent can also provide emotional support. This is vital in addiction recovery. It can also become the foundation for an improved relationship with your parents as you move forward in your life.
If you are a young adult on a parent’s insurance plan, you have options. If you are struggling with addiction, you may be worried about talking to your parents about getting help. This is a very understandable reaction. Sharing your challenges with addiction is difficult. However, your parent(s) can help to support you through the addiction treatment process. At Buena Vista Recovery, we offer treatment and work with insurance companies to help you get the most affordable and effective treatment. We can help you talk with your parent(s) and provide support as you go through this difficult time. To learn more about our programs or ask any questions, call us today at (480) 741-9414.
