People who struggle with substance or alcohol abuse find it difficult to quit their addiction. It can take months or even years of experiencing its detrimental effects before they recognize the need to undergo rehabilitation.
Anyone who has developed alcohol or drug dependence will benefit from getting professional help. Various rehab centers offer therapeutic approaches that cater to the specific requirements of each individual. Whether inpatient or outpatient treatment, these options can alleviate the patients’ suffering.
However, the financial situation of some people hinders them from gaining access to the therapy they need. Rehab costs can be expensive but insurance plans are there to cover them.
Struggles of Paying for Drug Rehab
Rehabilitation is one of the most effective forms of treatment for substance abuse. Rehab centers provide personalized treatment plans to help determine and overcome the underlying issues that started the patient’s dependence on drugs or alcohol. Unfortunately, the perceived cost of rehab can discourage some people from seeking out treatment.
If you are not sure how to pay for rehab, don’t worry as there are a number of options that can help cover treatment fees. What’s important is that you get treatment immediately, especially if your case has become serious.
There are insurance coverages and grants that can help you pay for rehab. Here are some of them:
- Private Insurance
- Substance abuse programs and detox programs funded by the state
- U.S. Department of Veterans Affairs grants
- Other funds from the federal government
Is Rehab Expensive?
There’s no definite answer to the question of how much you need to be paying for drug rehab. The expenses can range from a few hundred to well over thousands of dollars.
The standard inpatient program may range between $14,000 and $27,000 for a month-long program. On the other hand, you may get outpatient treatment for free or pay as low as $500 per session.
Detoxification or the period during which the body eliminates its dangerous substances may cost about $600 to $1,000 a day.
These costs may be covered by your health insurance or paid in part or in full by government subsidies.
The Costs of Rehab Treatment
Addiction treatment fees vary based on different factors that include the following:
Type of program
Treatment programs may be either inpatient or outpatient.
Inpatient or residential programs can be more expensive since you will be staying in the facility throughout the treatment. It will require the facility to have staff members around the clock as well as on-call physicians and/or nurses.
Meanwhile, outpatient programs are just open during business hours. Depending on your treatment, you may just need to visit the facility a few hours a day or a week. This makes rehab costs less expensive.
Length of treatment
When you enter rehab, you will undergo an evaluation examination, in which a counselor will recommend the length of your treatment to achieve your goals. Unless the court ordered you to get into rehab, you will be the one to make the final decision on how long you would want to stay in the program.
Another factor to consider when computing the costs of the treatment is the location of the facility. Services provided at a rehab center with beautiful views (such as waterfront view or a secluded mountain top), may cost more than those in an office building in the city.
Some facilities offer personal services along with the treatment program. Luxurious treatment centers offer their clients personal trainers, private nurses, and personal assistants. There are also workout rooms, tennis/basketball courts, saunas, massage therapy, and other recreational amenities that could promote recovery.
Does Health Insurance Pay for Rehab?
Once you’ve decided to enter a program, you may be wondering who pays for rehab treatment?
Health insurance plans usually cover treatment for substance abuse, addiction, and mental health disorders. Government-funded health plans enable more Americans to get access to these kinds of treatments. Private health insurance plans also pay for alcohol or drug rehab. It’s best to check with your preferred treatment center about the insurance companies they partner with.
Some of the addiction treatment programs typically covered are:
- Inpatient care
- Outpatient care
- Medical detoxification
- Co-occurring mental health conditions
- Supplemental counseling
- Maintenance medication
Private Health Insurances
Most private Tucson rehab insurance covers at least a portion of the treatment, and some cover it entirely. To find out what benefits are covered by your provider, you may contact them or go to their website.
If you don’t know what to ask, rehab facilities can help you out. They can tell you whether they are part of your provider network, and specify how many days and which amenities are covered under your plan.
The four big health insurance providers that cover millions of people around the country are United Healthcare, Cigna, Blue Cross and Blue Shield, and Aetna.
Since the cost of rehab varies greatly depending on the facility and duration of stay, private financing may be needed if the person is uninsured or does not qualify for federal or state assistance. Some addiction treatment facilities can provide grants too, so it would be ideal to check with the admissions office as soon as you decide to get treatment.
Top Rehab Insurance Treatment Center in Arizona
Anyone with a substance use disorder can get help regardless of their insurance coverage or financial status. If you need help recovering from addiction, you may contact the top detox facility in Arizona.
Buena Vista accepts a wide variety of insurance plans, whether it’s a private or public health insurance plan. In fact, the majority of patients use their health insurance benefits to cover rehab expenses. Our team believes that treatment shouldn’t cost an arm and a leg. We work directly with your provider to get you the maximum addiction insurance benefits.
Buena Vista Health and Recovery Centers provide treatment programs that suit both your health needs and your budget. We also accept various health insurance plans for our therapeutic services. Make sure to fill out our insurance verification form and our admissions coordinators will get back to you shortly. To start your journey to recovery, contact us at (800) 922-0095 and our staff would gladly assist you.